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An embellished sweater is one of fall’s hardest working pieces. You’ll get a surprising amount of mileage out of it: to the office with a pencil skirt, out for drinks with stilettos, and with jeans on the weekend.

Splurge: J.Crew, $118
Save: Dorothy Perkins, $59

Reminder! Enter to win $30 to spend on INPINK jewelry. Thirty people will win! Enter here.