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Budget Update: January 2016

January 27, 2016 by jessica 21 Comments

Tory Burch Brody Satchel
2016 is off to a good start sartorially. This month’s purchases are a mix of classic and fun pieces that work well with my existing wardrobe. The faux fur coat was a splurge, but I kept clicking to the Nordstrom site to daydream about it every single day for two weeks. I figured if I was that interested in it, I should at least try it on! Of course I kept it.

We booked an April trip to Denmark and Belgium, so I’m planning to use the remaining balance of this season’s budget on a couple of versatile items for the trip: a trench coat (love the detachable lining and hood on this one, but I can’t decide between khaki and navy) and a pair of comfortable loafers for walking (maybe these). I’d also like to add a couple of dresses to my travel wardrobe that I can wear a couple of times over the two-week period. I’m particularly interested in this dress. It looks like it could be amazingly versatile with a trench, flats, and statement pendants.

In other news, I looked at additional ways to save money throughout the year. I’m using MyFitnessPal to count calories and cancelled my Weight Watcher subscription, saving $240 annually. I also shopped around for auto and renter’s insurance and left Geico for Progressive to save $430 annually. I received $112 back in prorated refunds from Geico, which covered most of the renter’s insurance with Progressive for the year.

BUDGET
Winter Budget (Dec. – Feb.): $750
Spent in Dec.: $154.5
Spent in Jan.: $257.75
Amount Remaining: $337.75

Wardrobe-Update-January-2016-6
PURCHASED
See all of the year’s wardrobe additions here.

  • J.Crew drapey beach pant ($36): When I first spotted these palazzo pants on J.Crew’s website, I knew I had to purchase them before they sold out. They’re intended for beach wear, but they’re also pretty cute with a loose cami, oversize pendant, and sandals. (Summer, where art thou?)
  • Topshop v-neck camisole in navy ($28): Earlier this month, we toyed with the idea of booking a last-minute jaunt to Florida. Since I had already purchased the beach pants, I added the camisole to my wardrobe for a breezy ensemble. We obviously put Florida on the back burner in favor of Europe, but this cami is staying in my closet. It’s a lovely layering piece. You’ll have to go up at least one size.
  • Tory Burch “Brody” small satchel in light oak ($8.25): For being on the small side, this satchel is incredibly roomy. It has more than enough room for my DSLR, a Kindle, full-size wallet, phone, and other small daily must-haves (ahem, lipstick). I have a feeling that this is going to be perfect for traveling. I can fit all of my in-flight essentials inside and stow it away under the seat in front of me with ample foot room. The leather is incredibly soft and the bag is lightweight. (I received a $200 Visa gift card for the holidays and put it toward the bag.)
  • Gorjana “Ryder” lariat necklace ($22.50): I considered purchasing this lariat at full price a few months ago and was delighted to see it made it to Gorjana’s end-of-season sale for a fraction of the price. It’s a flirty piece to wear with a v-neck cami or a button-down shirt. (I had a $10 credit, which basically took care of the shipping cost.)
  • Eliza J faux fur coat in navy ($150): I’m such a fan of this coat (worn here). It’s a convincing replica of real fur and warm enough for the subzero temperatures we experienced last week. It runs true to size. It also has a bright, floral lining, which was a lovely surprise.
  • H&M striped long-sleeve tee ($13): This is my least exciting purchase of the month only because it’s a necessary staple. My old striped long-sleeve tops are starting to show their age and I need a few more to replace them with. This one runs small, but is stretchy enough that it doesn’t lose its shape during the day.

DIDN’T WORK OUT
Things I tried and didn’t love: 

  • H&M flared blouse: I daydreamed about this for a couple of weeks before dragging myself to the mall to try it on. The fabric was ultra soft, but the cut was terrible. Drop shoulders and a wide torso don’t make for a flattering top. It’s also kind of short for being so loose. Pass.

***
linking with Fran

 

You might also enjoy:
Budget Update
Budget Update
Budget Update: February 2017
Wardrobe Update: November 2017

Filed Under: Budget Tagged With: budget update, budgeting bloggers, clothing budget, seasonal budget

Hello!


Jessica Hamm
Hello there! I'm a first-time homeowner updating a 1920s house in Madison, Wisconsin. I have a penchant for travel and a love of costume jewelry.

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Our guest room wasn’t a design priority until la Our guest room wasn’t a design priority until late last year when we finally bought a bed, mattress, and a set of sheets. We used some of our own extra bedding (tucking in the generous overhang of our king blankets under the queen-sized mattress) and old bedside lamps from our bedroom: functional, but not quite the charming space I’d envisioned.
 
That started to change when I purchased the Popcorn Grid Coverlet from Schoolhouse — an item I’d been eyeing for years — plus some graphic floral pillows. Then came a bright blue round cushion and the sweetest Teig lamp, both generously gifted by Schoolhouse, and the room finally started to come together. You can shop my picks here: https://liketk.it/5f322

#Ad #SchoolhousePartner #SchoolhouseSpringStyle #SchoolhouseLiving #InteriorInspo #SlowDecorating #GuestRoom
Growing up in northern Wisconsin, lilacs always hi Growing up in northern Wisconsin, lilacs always hit peak bloom right around my birthday on May 30. My mom would fill a large crystal vase with fresh-cut stems, and their scent would waft through the house. 

Now that I live a few hours south and lilac season wraps up earlier, the blooms actually mark the start of my birthday month.

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• Biked for Pacificos, chips and quac, and tacos at @bandit.tacos 

• Loved how the rain collected on the Lady’s Mantle I planted last year

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• Drove home with a new lilac in the passenger seat
Finishing our guest room has been a focus of ours Finishing our guest room has been a focus of ours this year, and the cute Teig Lamp from Schoolhouse is such a charming addition to the space. It’s named for the German word for “dough,” which is perfect for its soft, petite shape.

Find this and the other Schoolhouse items we’re using in the space here: https://www.shopltk.com/explore/bedknobsandbaubles/posts/e01ae8c9-38af-11f0-b5c2-0242ac11000b

(The lamp and circle pillow were gifted. I purchased the other items.)

 #schoolhousespringstyle #schoolhousepartner #ad
Stripes, windowpane, floral, and a single polka do Stripes, windowpane, floral, and a single polka dot of bright blue to punctuate our guest room bedding. 

#guestroom #bedding #schoolhouseliving #schoolhouse #landsend #homedesign
I’m challenging myself to get through a backlog I’m challenging myself to get through a backlog of travel photos before we book our next trip. First up, photos of the gothic York Minster. I’m not religious in the slightest but I can’t resist stunning architecture and the opportunity to climb hundreds of cathedral stairs for a city view. This one only had a single rest stop about halfway up the flight of 275 steps for a closeup view of the flying buttresses — and a waiver you had to sign before your ascent to promise you’re healthy enough to make it.
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